When applying for a business loan, many factors influence how much you can be accepted for, and each lender has its own process for determining eligibility.
You are free to go directly to a lender if you have one in mind, but we are here to help you locate a business loan faster and easier.
There are many ways to repay a loan or line of credit, and the lender determines the type of repayment. Some lenders will provide you with a repayment schedule with fixed monthly payments, while others may be more flexible and accept early repayments.
Signing up on our website, viewing your funding possibilities, and speaking with one of our Business Finance Specialists will not affect your credit score.
If you decide to proceed with one of the lenders we partner with, you will normally be required to produce documentation such as current bank statements in order for your application to be evaluated. We'll normally ask for your documents ahead of time so that we can examine your request as accurately as possible — then, if you decide to proceed, we'll forward them to the lender with your permission.
All applications are assessed individually and do not required a credit check.
No, it's an unsecured product so your assets are completely safe – there's no worry.
This all depends on how fast the information is provided. On average it takes around 24-48 hours after your application for the cash to reach your account. In some cases, funds can be with you in less than 24 hours.
Yes, a bank account for your company is needed for you to pay back the money. The provider only takes a small percentage of future sales.
You will always be kept up to date with a monthly statement on how your repayment is going.
You can spend it on whatever you like. The most popular uses are to buy in new stock or to refurbish business premises.
You can apply online. Simply click on APPLY NOW. This will take you to our quick and easy application form. Once you have filled in the details required (this shouldn’t take more than 60 seconds) simply submit the application and we will get in touch with you as soon as possible – it's that simple!
Although your company must be trading for at least 6 months, we will do our best to help you.